Evolving the Quality of Advice: Why a Total Wealth Mindset Matters

Libretto Team

In this Wealth Management video feature, Jeff Coyle argues that while advisor technology continues to advance, the bigger opportunity is to improve the quality of advice itself. He outlines a total wealth approach that incorporates not only investable assets, but also resources such as Social Security, human capital, business interests, and other family assets into a more comprehensive planning framework.

The discussion also emphasizes intentional allocation, with wealth organized around the purpose, timing, and risk characteristics of future spending needs. Jeff further explains how a broader view of risk management may help advisors address exposures that extend beyond portfolio volatility alone, including risks tied to income, property, liability, and long-term care.

Hear more from Jeff

Important disclosure:

This interview was a spontaneous interview facilitated by WealthManagement.com at the 2025 RIA Edge conference in Los Angeles. Libretto did not pay for this interview opportunity. However, Libretto was a paid sponsor of the 2025 RIA Edge conference, which can create a potential conflict of interest. WealthManagement.com is not affiliated with Libretto. WealthManagement.com is not a client of Libretto, nor does WealthManagement.com endorse or recommend Libretto’s services.

This material is being provided for informational and educational purposes only and nothing contained herein should be considered, or is, investment advice or a recommendation to buy or sell any securities. Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results.

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