Looking at Outside Tools for Held-Away Asset Management: Show Me Your Stack
Libretto Team
In a Financial Planning feature article, Drew Lunt of Scratch Capital discusses how he built his firm’s technology stack from the ground up and has continued to adapt it as the RIA has grown to approximately $225 million in AUM. Lunt emphasizes the importance of technology that can handle the increasingly complex financial lives of higher-net-worth clients, particularly held-away assets such as real estate, private businesses, bank accounts, and debt that traditional portfolio reporting systems may not capture well.
The article highlights several key platforms in Scratch Capital’s stack, including Libretto, Wealthbox, SmartAsset, Black Diamond, Kubera, Jump AI, ChatGPT, and Greenboard. Lunt says Libretto has been particularly influential: after initially using it alongside MoneyGuidePro, he moved entirely to Libretto within 30 days. He says the platform has changed both how Scratch Capital operates and markets itself, highlighting Libretto’s Financial Overview as an especially effective way to tell a compelling story.
“Within 30 days, I was off MoneyGuidePro and completely on Libretto. It's been, in short, phenomenal...”
Here’s an excerpt from the article with Drew’s thoughts on Libretto:
We had been on MoneyGuidePro and made the switch to Libretto in July 2022. I was an early adopter there, to be honest. We were on MoneyGuidePro, and I was five or so months into my new firm, and so I was trying to get settled in a tech stack. I only had a half dozen clients or so, and I thought Libretto was going to be a tool that I'd maybe use on the side, or for higher net worth people. Quickly, I was running them in conjunction with MoneyGuidePro, which I used for more cash flow planning and Monte Carlo simulation. Libretto, I was testing it out to see if I liked the methodology. Within 30 days, I was off MoneyGuidePro and completely on Libretto. It's been, in short, phenomenal…I've never said this about another tech, and this is truly unbiased advice, but it has truly changed how we market ourselves as a business, how we operate.
From a multifamily office standpoint, I've been pleased with Libretto and how that's literally on one single dashboard or the financial overview page. It just tells such a compelling story in a meeting. That's what's pulled up the majority of the way.
Read the full articleImportant disclosure:
In this Financial Planning Magazine article published 10/21/2025, Drew Lunt made statements about his experience working with Libretto. These statements are testimonials reflecting the opinion of a current client of Libretto. Drew has not been compensated directly or indirectly for these statements. As a current paying client of Libretto, Drew maintains an ongoing business relationship with the firm, which can create a potential conflict of interest. The testimonials may not be representative of the experience of other clients and are not a guarantee of future results or success.
This material is being provided for informational and educational purposes only and nothing contained herein should be considered, or is, investment advice or a recommendation to buy or sell any securities. Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results.
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